Microsoft (NASDAQ:MSFT) co-founder Bill Gates warned investors who want to invest in Bitcoin in the wake of Elon Musk’s Tesla (NASDAQ:TSLA) interest in it.

According to the billionaire, Musk uses a complex transaction management strategy that the average investor cannot apply.

“I don’t think the average investor who is passionate about digital currencies has the same amount of money as Elon Musk. My opinion is: if you have less money than Musk, you should probably be careful with cryptocurrencies,” Gates said in comments to Bloomberg.

Commenting on the volatility of Bitcoin in recent trading sessions, the businessman emphasized: Musk is protected from market failures due to his wealth. “He has a lot of money and he’s very smart, so I don’t think his assets go down or up by accident,” Gates added.